Initial Consultation: $175-$275
60 Minute Individual Therapy Session: $150-$250
60 Minute Family Therapy Session: $150-$275
30 Minute “Check-in” Therapy: $75-$85
Sliding Scale available
Initial 15 Minute Phone Inquiry Consultation: Free
Letter Writing/Records Request:$100/hr for any request that requires more than 10 minutes of time.
I am an in-network provider with the following healthcare plans:
Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.
I can provide out of network clients a superbill for any out of network benefits they may have.
I’d recommend asking these questions to your insurance provider to help determine your benefits:
- Does my health insurance plan include mental health benefits?
- Do I have a deductible? If so, what is it and have I met it yet?
- Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
- Do I need written approval from my primary care physician in order for services to be covered?
I accept cash, check and all major credit cards as forms of payment. I also accept Health Savings Account (HSA) and Flexible Spending Account.
If you are unable to attend a session, please make sure you cancel at least 48 business hours beforehand. Otherwise, you may be charged for the full rate or contracted rate of the session.
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!
At the Harmony Center for Change, we want our West Hartford, CT clients to receive effective care at an accessible cost, and for many of our clients, that means utilizing available insurance benefits. Unfortunately, most insurers don’t provide adequate coverage for necessary mental health services. This is getting better, but there is a long way to go before mental health receives the same level of insurance benefits as physical health concerns. On this page, you can learn a little more about what aspects of DBT insurance typically covers, but don’t hesitate to get in touch to learn more. We’re here to help.
What Insurance Typically Covers
All aspects of our comprehensive approach to DBT may not be covered by your insurance. Phone coaching is typically not part of covered treatment. Additionally, most mental health insurance benefits only cover the cost of one traditional 50-minute talk therapy session a week for a limited number of sessions. DBT is a much more intensive approach to therapy that involves weekly individual and group therapy sessions as well as phone coaching, our therapy team consultations, and family skills training groups. We want you to make the most of your available insurance benefits, but most insurers do not cover the cost of a comprehensive DBT plan.
How to Ask About Your Coverage
Before beginning any extensive therapy plan, you should contact your insurer to ask about coverage. When you call to ask about your insurance benefits, you should be prepared to ask your insurer the following questions:
- Does my insurance plan have mental health coverage?
- Am I eligible for this coverage?
- What are the limits for mental health coverage (number of sessions, length of sessions, group sessions, etc.)?
- Is DBT covered by my insurance plan? (Some insurance plans do have extended benefits for more intensive therapy programs and protocols, which may include DBT.)
- Do I have a deductible? Have I met that deductible?
In-Network Insurance Benefits
Some of our therapists are in-network for Aetna insurance plans, but even if they are in- network with your plan, it’s not likely that you’ll receive much more coverage than you would with an out of network therapist. In-network simply means that our therapists have agreed to your insurer’s rates for the covered parts of the service. This can minimally decrease your out of pocket expenses, but our rates are competitive and in line with the average for our area. So, your costs are likely to be about the same using in-network or out of network benefits. Talk to our team during your intake to learn more about in-network coverage.
Out of Network Insurance Benefits
Out of network benefits will typically cover the same aspects of care as in-network coverage. The difference is in how much of the cost they cover. In-network therapists agree to your insurance provider’s fees, but out of network therapists set their pricing based on local standards. If the therapist’s fees are higher than the insurer’s accepted pricing, you’ll be responsible to pay the difference between the two prices as well as your out of pocket percentage. We do our utmost to keep our pricing reasonable, so this difference should be minimal.
If navigating the complicated world of insurance benefits is a little overwhelming or your insurer doesn’t offer the right coverage for your therapy plan, private pay may be your best option. By paying out of pocket, you and your therapist have full control of your therapy plan. That means you can determine which therapist you see, how often you receive treatment, and what types of therapy approaches are used. Additionally, many insurers require a mental health diagnosis from an assessment psychologist in order to provide coverage for treatment. While assessment and evaluation can be beneficial to guide your treatment, it’s not always necessary for individuals to receive effective DBT treatment. Finally, some clients worry that a mental health diagnosis reported to their insurance provider will get back to their employers or loved ones, and the stigma associated with some diagnoses will adversely affect them. When you pay out of pocket, you are guaranteed the greatest level of privacy and confidentiality.
Making the Most of Your Benefits
If you do want to use your insurance benefits, we will be happy to help you receive whatever coverage is available. In most cases, this means we’ll provide documentation for your insurer showing that you have received treatment with us. If you have issues filing these claims, please let us know. We may be able to help you.
One way that we’ve made the claims process easier is by using Reimbursify. This service makes it fast and easy to apply for your insurance reimbursement. In addition to managing, tracking, and simplifying the reimbursement claims process, Reimbursify makes it easy to duplicate claims, so submitting your request for weekly visits to our office is simple. Let us know if you have questions or want to learn more about Reimbursify.